Pulse watches your money patterns, predicts when your stress is about to spike, and gives you one simple action that actually makes you safer.
10 seconds a day. One tap at a time. That’s it. Your nervous system gets the memo.
Today’s action: Pay £18.40 to your energy bill now to dodge a £35 late fee and a default mark.
Financial anxiety isn’t “being bad with money”. It’s your brain reacting to threat: eviction, humiliation, losing the people you care about. Spreadsheets just load more decisions on a nervous system that’s already cooked.
Pulse is not “another finance app”. It’s a financial nervous system that sits under banks, councils, employers and charities.
If you work in housing, councils, mental health, fintech or impact investing, this is your signal.
About Pulse. Pulse is a financial wellbeing app. It helps you understand and reduce financial stress. It does not provide regulated financial advice, lending or credit broking.
Responsibility. You stay in control. Pulse suggests actions based on patterns in your data; you decide what to do.
Open Banking. If you connect bank accounts, access is read-only via regulated partners. We will never move money without your explicit authorisation.
Liability. We are not liable for indirect or knock-on losses from using Pulse. This draft text is for prototype / concept use only.
Data we use. Basic account data, financial data (if you link a bank), app usage data and any messages you send us.
Why. To run Pulse, improve it, keep it secure, and (if you opt in) send important updates.
Sharing. We do not sell your financial data. We only share with Open Banking providers, secure hosting and support partners you choose to interact with, plus regulators if the law says we have to.
Your rights. In a real launch, you would have GDPR rights: access, correction, deletion and more. This text is a prototype placeholder, not formal legal advice.